Money and Balance: Pricing, Buffers, and Saying No
Set rates that include research, revisions, communication, and recovery time, not only hands-on creation. Underpricing steals future evenings. When your fee reflects the whole process, clients receive better work and you keep energy for tomorrow. What hidden task will you finally include in your next estimate?
Money and Balance: Pricing, Buffers, and Saying No
Aim for a personal and business cash buffer to soften lean months and avoid frantic overbooking. Even a small runway reduces stress and improves negotiation posture. Decide on a target number and automate transfers weekly. Report your first milestone so others can cheer and learn alongside you.